Holding on is crucial, having the courage to go heavy, to buy the dip,

and maintaining faith even when everyone is criticizing,

daring to hold until new highs (not selling just to break even),

and even having the patience to hold for 10 or 20 years like seasoned investors,

to weather cycles and market ups and downs.

Only then can you expand compound interest over time.

Reviewing my own experience,

speculation is just speculation, only able to make a little money,

and even more often, losing money;

because I simply didn't dare to go heavy, couldn't hold on through a fluctuation,

let alone average down at the bottom.

So far, the Magnificent Seven and the Nasdaq index have been handled well,

it's just that last year, being new to the market and inexperienced, I sold and missed out on a lot of gains,

whereas UNH and some small-cap stocks I bought without clear reasoning have incurred more losses.

UNH's frequent 20% plunges still give me chills,

Among these are also some individual stocks I'm bullish on long-term,

but if you don't have the right mindset, it's best not to touch them.

Just make choices that feel comfortable to you,

without fighting your emotions, you can operate with ease.

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