Rate Of Return
CommemorativeI was chatting with a classmate today. Many people simply don't realize that her car, which cost over 300,000 yuan and has been driven for three or four years, has an annual usage cost of nearly 50,000 yuan, which is over 4,000 yuan per month. However, her monthly take-home salary is only around 8,000 yuan.
Pointing out these facts can indeed cause a lot of anxiety, but they are indeed the truth. This is exactly how spending leads to having no money.
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