$Unitedhealth(UNH.US) is a golden dip opportunity. Get on board first, and when Trump loosens his grip, it'll double. What you see is a 2% drop in revenue guidance, the stock price halved in a year, and a freeze on Medicare rates. What I see is management proactively "shrinking the balance sheet" to squeeze out bubbles—cutting off unprofitable overseas drags like Latin America and the UK, shedding 3 million low-value members. This is the first time in ten years that UnitedHealth has admitted "we don't want growth that doesn't make money." This is called radical surgery, not lying down and admitting defeat.

2. The market is still discounting Optum's valuation, not understanding what it did in 2025: revenue has already reached $270.6 billion, the CEO says operating profit can still grow 9% this year, with margins expanding by 30 basis points. All doctor clinics have been unified into 3 EMR systems, and AI saves $1 billion in operating costs annually. In the entire US, there's only one company that can be both an insurance company and a hospital administrator, and also use digitalization to reverse pressure on medical costs.

3. The real margin of safety is here: the CEO said in front of all the shorts that long-term growth can still be maintained at 13% to 16%. The CMS's 0.09% rate freeze final draft is highly likely to be adjusted upward by 2.5 percentage points, while the stock price has already fully priced in the "most pessimistic scenario." An earnings floor of $17.1 per share and a trading price of $284—this is selling a franchise company that hasn't seen a recession in ten years like a cyclical stock.