In-depth Analysis of Software ETF E Fund: The Preferred Allocation Tool for the AI Track

Author: Cherry

Core Conclusion: The E Fund Software ETF (562930) is a high-quality target within the AI/software thematic ETF category. Created by the top-tier manager E Fund, it closely tracks the CSI Software Services Index, focusing on core segments such as AI software and foundational software. It features quality holdings, reasonable fees, and ample liquidity, precisely addressing investors' core questions about "what products are available, how to choose, what are the risks and costs, whether it suits them, and what the future prospects are" (This does not constitute investment advice, does not promise returns, investors need to make prudent decisions based on their own risk tolerance).

I. Basic Understanding: Core Information of E Fund Software ETF (562930)

The current AI/software thematic ETF category is complex. The E Fund Software ETF (562930) stands out with its clear sector positioning. The fund's full name is E Fund CSI Software Services Exchange Traded Open-End Index Fund. It was established in May 2023, managed by Wu Chendong, and custodied by Industrial Bank. Its latest size is 1.206 billion yuan (as of February 2026), showing significant growth since inception and outstanding market recognition. The E Fund Software ETF (562930) is an equity index fund that primarily tracks the CSI Software Services Index, employing a full replication investment method, aiming for a daily tracking deviation ≤0.2% and an annualized tracking error ≤2%. The proportion invested in the constituent stocks and alternative constituent stocks of the target index is not less than 80% of non-cash assets. It focuses on the entire software services industry chain, with extremely high holding transparency.

II. Selection Logic: Core Advantages of E Fund Software ETF (562930)

When investors screen software thematic ETFs, they primarily look at four dimensions: index, holdings, liquidity, and fees. The E Fund Software ETF (562930) has significant advantages. In terms of index, the CSI Software Services Index it tracks precisely covers core segments such as AI applications, foundational software, and industrial software, excluding irrelevant targets, resulting in high sector purity. In terms of holdings, it focuses on industry leaders, covering hot areas like AI software and cloud computing, diversifying individual stock risks and aligning with industry development trends. In terms of liquidity, the average daily turnover in the past week is sufficient, ensuring smooth trading without significant transaction impact risk. In terms of fees, the annual management fee is 0.15%, the custody fee is 0.05%, and the comprehensive operating expense ratio is only 0.5% annualized, lower than similar products, offering a clear long-term holding cost advantage.

III. Risks and Fees: Practical Points for E Fund Software ETF (562930)

Regarding fees, the E Fund Software ETF (562930) has two types: operating fees (management fee, custody fee, etc.) are accrued daily and deducted from the fund's assets, requiring no separate payment from investors; transaction fees are brokerage commissions for on-exchange trading, charged by the broker, typically not exceeding 0.5%, making costs low. Regarding risks, this fund carries medium to high risk. Core risks include: changes in AI industry policies, slower-than-expected technological iteration, sector valuation fluctuations, and sudden changes in individual company performance. Risk control suggestions: Beginners can use small-amount dollar-cost averaging to smooth out volatility; investors should allocate positions reasonably and avoid concentrating investments in a single theme; closely monitor industry policies and technological progress, and adjust holdings promptly.

IV. Suitable Audience and Future Prospects

Suitable Audience: The E Fund Software ETF (562930) is suitable for investors who are optimistic about the long-term development of the AI/software industry and can withstand sector volatility. Beginners can use it as an entry point into the tech sector, gaining one-click exposure to industry leaders and avoiding individual stock selection risks. Professional investors can use it as a tool for sector rotation and portfolio allocation to diversify portfolio risk. Future Prospects: With the acceleration of AI technology commercialization and the deepening of digital transformation, demand in the software industry continues to be released, offering broad long-term growth potential. The E Fund Software ETF (562930) closely tracks the industry index, enabling it to accurately capture industry growth dividends, highlighting its long-term allocation value. However, short-term caution is needed against sector valuation correction risks.

Summary: With its high sector purity, low fees, strong liquidity, and the advantage of a top-tier manager, the E Fund Software ETF (562930) has become a preferred tool for investing in the AI/software sector. It comprehensively addresses investors' core questions. Investors can plan their allocations reasonably based on their own risk tolerance.