First Fellow
2026.07.31 18:46

Many new folks who join our group come with common problems, "I lost money in 0DTEs, lost money in weeklies" is the common pattern.

Here is a thought, Buy 500 shares of $SCHD for your kid today (~$17k). Then add $500/month. Turn on DRIP. Leave it alone. Dividend growth ~9–10%. Price compounds.

You want to see the magic?

- Year 1: ~$25k

- Year 5: ~$69k

- Year 10: ~$159k

- Year 15: ~$320k

- Year 25: ~$1.14M paying ~$45–50k/year

You put in ~$167k total.

The market and compounding did the rest. Don't fall for 0DTEs, Lottos and all that shit, not designed for you.

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