東莞：1 月 1 日起階段性取消首套住房房貸利率下限

華爾街見聞
2024.01.02 03:15
據 “東莞發佈” 微信公眾號消息，自 2024 年 1 月 1 日起，東莞市實施階段性取消轄區首套住房商業性個人住房貸款利率下限，具體的房貸利率由各商業銀行根據市場化、法制化原則自主確定。這意味着東莞現有首套房貸利率下限 LPR-20BP 將突破 20BP 的限定，不設下限。此前，東莞大部分銀行首套利率下限為 LPR-20BP，即 4.1%，現在取消首套房利率下限，有利於減少居民利息支出，更好地支持剛性住房需求。
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